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What is an Education Bond
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    EdSaver

    Futurity’s EdSaver is designed to help you save and invest for your family’s future education expenses.

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Education Saver

Education Bonds Explained

  1. Welcome to Futurity
  2. EdSaver
  3. What is an Education Bond

What is an Education Bond?



An Education Bond is a tax-effective investment product designed to help meet the cost of education.

As long-term, growth investments, Education Bonds can help parents and grandparents attain financial self-sufficiency for their lifelong education goals – whether for themselves or their families.



Education Bonds are investment-linked life insurance contracts between you and the issuer. Only friendly society-based life companies can issue them – and they carry strong legal protections and security measures under the Life Act and subject to rigorous prudential supervision by APRA (Australian Prudential Regulation Authority).

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Education Bonds explained

An Education Bond in Australia offers all the features and benefits of a traditional Investment Bond with the added bonus of special education tax benefits and estate planning features.



Discover the differences between an Education Bond and an Investment Bond

What is an Education Bond?

Compare kids education investments

See how Education Bonds in Australia stack up against other ways to save and invest for education

Education Tax Benefit

Access to Funds at Any Time

Earning Potential

Investment Choice

Timeframe

Education Specific

Access for any purpose

Education Bond

Yes

Yes

High

Yes

Long term

Yes

Yes

Investment Bond

No

Yes

High

Yes

Long term

No

Yes

Managed Fund

No

Yes

High

Yes

Long term

No

Yes

Savings Account

No

Yes

Low

No

Short term

No

Yes

Term Deposit

No

No

Low

No

Medium term

No

Yes

Mortgage Redraw

No

Yes

Medium

No

N/A

No

Yes

Futurity Education Bonds offer a variety of tax benefits, making them a great choice for tax-effective investing. Due to their unique structure you can enjoy lower tax rates, education benefits and tax-free withdrawals.

Leading the way in tax-effective education investing

Education Bonds have special tax benefits that can produce superior ‘after-tax’ outcomes as against other investment types, making them a great choice for tax-effective investing.

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bonds explained in simple terms bonds explained in simple terms

Futurity acknowledges and pays respect to the past, present and future Traditional Custodians and Elders of this nation and the continuation of cultural, spiritual and educational practices of Aboriginal and Torres Strait Islander peoples.

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EdSaver
  • What is an Education Bond
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Education Bonds
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  • What is an Education Bond
  • Tax Benefits
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Education Bonds
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  • What is an Education Bond
  • Tax Benefits
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Copyright © 2023 Futurity Investment Group Ltd ACN 087648879 — All Rights Reserved


The information in this website contains general advice only and does not take into account your objectives, financial situation or needs. Before you act on any advice in this website please consider whether it is appropriate to your personal circumstances. You should also read the relevant Product Disclosure Statement and download the Application Form which are both available on our website, or you can obtain a copy by calling us on 1300 345 456.

Product issuer and finance provider is Futurity Investment Group Limited, ACN 087648879, AFSL 236665, ACL 236665.