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What is an Education Bond
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    Futurity’s EdSaver is designed to help you save and invest for your family’s future education expenses.

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Education Saver

Education Bonds Explained

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  3. What is an Education Bond

What is an Education Bond?



An Education Bond is a tax-effective investment product designed to help meet the cost of education, and can also be used for other purposes. It can be for yourself but most people use an Education Bond to invest in the future of their children or grandchildren.

Offering all the features of an Investment Bond, an Education Bond also has special Education Tax Benefits, Estate Planning features and the discretion to appoint multiple Beneficiaries.

An Education Bond is an excellent way to ensure the money you set aside to invest for your loved ones will be passed on as you intended.

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Education Bonds Explained

An Education Bond in Australia is an investment product crafted to facilitate savings for educational expenses. By contributing to an Education Bond, you're investing in a fund that typically comes with tax advantages and other benefits.



The money invested in the Education Bond has the potential to grow over time. When the need arises to pay for educational costs, you can make withdrawals. If these withdrawals are used for educational expenses, they may qualify for the Education Tax Benefit, adding value to your investment.



Education Bonds are intended to be long-term savings plans to provide financial support for a child's or beneficiary’s schooling from primary through to tertiary education and more. The flexibility these bonds offer allow you control and access to your funds for any purpose, at any given time.



Due to the flexibility built into Futurity Education Bonds, you can maintain full control and access to your fund, for any purpose, at any time.



Discover the differences between an Education Bond and an Investment Bond

What is an Education Bond?

Compare kids education investments

See how Education Bonds in Australia stack up against other ways to save and invest for education

Education Tax Benefit

Access to Funds at Any Time

Earning Potential

Investment Choice

Timeframe

Education Specific

Access for any purpose

Education Bond

Yes

Yes

High

Yes

Long term

Yes

Yes

Investment Bond

No

Yes

High

Yes

Long term

No

Yes

Managed Fund

No

Yes

High

Yes

Long term

No

Yes

Savings Account

No

Yes

Low

No

Short term

No

Yes

Term Deposit

No

No

Low

No

Medium term

No

Yes

Mortgage Redraw

No

Yes

Medium

No

N/A

No

Yes

Futurity Education Bonds offer a variety of tax benefits, making them a great choice for tax-effective investing.  Due to their unique structure you can enjoy lower tax rates, education benefits and tax-free withdrawals.

Leading the way in tax-effective education investing

Education Bonds have special tax benefits that can produce superior ‘after-tax’ outcomes as against other investment types, making them a great choice for tax-effective investing.

Read more
bonds explained in simple terms
bonds explained in simple terms

Futurity acknowledges and pays respect to the past, present and future Traditional Custodians and Elders of this nation and the continuation of cultural, spiritual and educational practices of Aboriginal and Torres Strait Islander peoples.


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EdSaver
  • What is an Education Bond
  • Tax Benefits
  • Cost of Education Calculator
Education Bonds
  • Bond Products
  • Investment Strategy
  • Investment Options
  • What is an Education Bond
  • Tax Benefits
For Financial Advisers
  • Education Bond
  • Resources
  • News
  • About Us
  • Our Team

EdSaver
  • What is an Education Bond
  • Tax Benefits
  • Cost of Education Calculator
Education Bonds
  • Bond Products
  • Investment Strategy
  • Investment Options
  • What is an Education Bond
  • Tax Benefits
For Financial Advisers
  • Education Bond
  • Resources
  • News
  • About Us
  • Our Team
For Financial Advisers
  • Education Bond
  • Resources
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  • About Us
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The information in this website contains general advice only and does not take into account your objectives, financial situation or needs. Before you act on any advice in this website please consider whether it is appropriate to your personal circumstances. You should also read the relevant Product Disclosure Statement and download the Application Form which are both available on our website, or you can obtain a copy by calling us on 1300 345 456.

Product issuer and finance provider is Futurity Investment Group Limited, ACN 087648879, AFSL 236665, ACL 236665.