Futurity

Who we are

We are an independent and mutually structured financial institution and Australia’s leading issuer of tax-effective, life-event Education Bonds.

Our primary purpose is to enable our members to attain financial self-sufficiency to meet lifelong education objectives for themselves and their families.

We are owned by our 75,000 members, rather than shareholders. We use our expertise in tax and investment markets to provide innovative tax-effective solutions to support the education journeys of Australian and New Zealand families.

With total assets of $1.18 billion, our financial strength and capital reserves enable us to meet our long-term commitments to members through all investment cycles.

Since our inception in 1974, more than 557,000 children have received education benefits and $3.35 billion paid to our members and their education beneficiaries. Futurity is an APRA regulated and supervised financial institution.
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Futurity Investment Group

Our history



Futurity has been supporting the education journeys of Australian and New Zealand families for over 45 years.

We do this primarily through financial returns to members in addition to providing mutual value by supporting education through our community investment, our advocacy and through the passion of our people.

For our members, we offer future financial security to help them achieve long-term goals of accessing quality education for their families. Our education loans and tax-effective investment products help families to budget for the cost of education.

In addition to the value we provide to members through our education savings and investment products, it is in our DNA to represent members‘ education interests with strong and active advocacy. We continue to create awareness of and stimulate debate on important issues, such as the cost of education, and on increasing the accessibility and affordability of education.



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The NEiTA Awards nominations open now

Acknowledging exceptional educators

We believe that education changes lives and that teachers transform futures.



NEiTA has been recognising and rewarding exceptional and inspirational teachers for over 26 years.



Our National Excellence in Teaching Awards is a community-centred awards program, started by the NEiTA Foundation in 1994 to honour exemplary teaching in Australia and New Zealand.



Since its establishment, more than 1,050 teachers have received awards, and the NEiTA Foundation has awarded more than $1 million in professional development grants, prizes and endowments.



Click here for more information or NOMINATE NOW

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Proud to work with The Smith Family as our charity partner.

Our partnership with The Smith Family

Futurity is proud to work with The Smith Family as our charity partner.

We support their evidence-based Learning for Life program, which helps children from disadvantaged backgrounds in Australia to attend school, to stay engaged and motivated, and to go on to further study, training, or employment.

This long-term investment in the education of young Australians helps open their minds to a world of opportunity and a future full of possibilities.
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Futurity Investment Group

Our members at the heart of everything we do.

Our Vision and Purpose

Our vision is that everyone has access to the education and lifelong learning opportunities needed to fulfil their aspirations.



We support this vision through:

  • Providing our members financial products to assist them to save and plan for the lifelong education costs of themselves, their families, and others dear to them
  • Advocating for a quality education that is affordable, accessible, and inclusive across all sectors of society
  • Philanthropic activities that break down barriers and enable educational pathways to disadvantaged sectors of our community.
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