Education Bonds

Education Bonds are a great way to start saving and investing for your family’s future education needs. They deliver the same benefits as other traditional investments and saving options, with the bonus of additional unique features. These features help make it a flexible, tax effective and dedicated education fund to cover a lifetime of education expenses and more.

What is an Education Bond?

The cost of education is on the rise

Equipping your children or grandchildren with the skills they need to face the challenges and triumphs of the future is important. And we know that having access to a good education is a key part of this.

With over $40 billion spent each year on education from private sources1, the true cost of education is sometimes hard for families to quantify. With additional strain on the family finances an education savings plan has become front and centre for many Australians.

Want to discover the cost of education for your family? Check out our education cost calculator.

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What are the benefits of an Education Bond?

Futurity Education Bonds are designed for you to tax-effectively save and invest to accumulate the funding for your education-purposed objectives. The flexible structure gives you full control and access to your funds at any time, both for making Education Benefit Claims and withdrawals for any purpose.

Plus, Education Bonds offer a level of comfort when it comes to estate planning. Providing certainty for how and when your wealth will be distributed with will-like Bond Estate Nominations to achieve tax-effective inheritances.

What’s special about Futurity’s Education Bonds?

Futurity offers the first ever Family Education Bond which gives you discretion to appoint multiple Education Beneficiaries under the one tax-effective, flexible Bond.

Alternatively, our Individual Education Bonds allow you to tailor separate investments for each beneficiary.

Our ground-breaking Education Bond product range also offers ‘Will-like’ tax-effective inheritances, so your Bond’s proceeds are distributed to your chosen nominees on a tax-free basis and in line your wishes.

Compare kids education investments

See how Education Bonds stack up against other ways to save and invest for education

Education Tax Benefit

Access to Funds at Any Time

Earning Potential

Investment Choice


Education Specific

Access for any purpose

Education Bond





Long term



Appoint multiple Education Beneficiaries under the one tax-effective, flexible Bond.

    Tailor separate investments for each beneficiary.


      Access our product overview, PDS and guide to establishing and managing your Bond