Education Bonds explained in simple terms

What is an Education Bond?



An Education Bond is a tax-effective investment product designed to help meet the cost of education.

As long-term, growth investments, Education Bonds can help parents and grandparents attain financial self-sufficiency for their lifelong education goals – whether for themselves or their families.



Education Bonds are investment-linked life insurance contracts between you and the issuer. Only friendly society-based life companies can issue them – and they carry strong legal protections and security measures under the Life Act and subject to rigorous prudential supervision by APRA (Australian Prudential Regulation Authority).

This is a ground-breaking Education Bond product range.



First Ever Family Education Bonds giving you discretion to appoint multiple Education Beneficiaries under the one tax-effective, flexible Bond.



Individual Education Bonds to tailor separately invested, managed and accounted for Bonds for individual Education Beneficiaries.