Potential. Unlocked.
An investment is never just an investment. It is a way to unlock life's potential - to plan and fund the moments that matter most to you and your family: education, the next generation, and the legacy you leave behind.
Tax-effective investments to fund education for your family, your future and the things that matter most - with a specialist team behind every Bond.
Education Bond
Fund their education, tax-effectively
Australia's leading issuer of Education Bonds. A tax-effective way to save and invest for education - for yourself, your children, your grandchildren, or anyone you choose. Australia's first Family Education Bond covers up to 10 beneficiaries, and the Education Tax Benefit returns $30 for every $70 of earnings withdrawn for eligible education expenses.*
Investment Bond
Invest for life's bigger plans - and pass it on
A tax-effective way to save and invest for life's big moments - a house deposit for the next generation, a dream retirement, or growing your wealth alongside super. Built on the same mutual structure trusted since 1974.
*Withdrawals of earnings for Education Benefit Claims, including the Education Tax Benefit, is assessable to your nominated education beneficiary for tax purposes. Please refer to the Product Disclosure Statement (PDS) for more information.
Australian private-school education now costs
The estimated cost of independent schooling in Australia across 13 years - and the total cost of education rose again last year.
Futurity's Cost of Education Index, in partnership with social research firm Resolve Strategic, is the research the AFR, SMH, 9 News and The Daily Telegraph often cite when they report on what school really costs. The 2026 edition reached more than 13 million Australians.
What sets Futurity apart
Four advantages built into a mutual with more than 50 years' experience in education,not bolted on.
The only education-purposed mutual in Australia
Owned by our 45,000 Members, not shareholders. Every decision is made for the people we serve. Fifty years of doing one thing well.
The education-cost research Australians rely on
One Bond, with up to 10 beneficiaries across family and friends. Where others need multiple Bonds, you need one.
More than 50 years of doing one thing well
Bond Estate Nomination, Future Activated Transfer and Bond Guardian - a will-like structure inside the Bond, outside the estate and outside probate.
Research the whole industry quotes
The Cost of Education Index with Resolve Strategic - reaching more than 13 million Australians, and cited across the national media every year.
Our purpose reaches past member outcomes. Through the Futurity Education Foundation and the National Excellence in Teaching Awards - recognising and rewarding exceptional educators and promoting great teaching. We help build a more equitable education system, alongside The Smith Family, Yalari and the Country Education Foundation of Australia.
