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Tax Statement Release—2024/2025 Financial Year

We are currently finalising the information needed to complete your annual Member Tax Statement. You can expect your statement to be ready by Friday, 15 August 2025, at the latest. We will notify you as soon as it's available.

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Education Bond
  • Education Bond

    Education Bond

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Education Bonds Explained

Education investment made easy and effective

  1. Welcome to Futurity
  2. For Financial Advisers
  3. Education Bond

Education Bonds



Futurity Education Bonds are unique tax-advantaged investment products designed to help meet the cost of lifelong education and other life events. As they are investment-linked life insurance contracts between the Bond Owner and the product issuer, only friendly society-based life companies, like Futurity, can issue them.



They carry legal protections and security measures under the Life Act and APRA prudential supervision.

How do they differ from Investment Bonds?

Distinct from typical Investment Bonds, Education Bonds stand out with tax-advantaged benefits for education costs and other life events. They offer the versatility to select beneficiaries as needed and make specific withdrawals based on your circumstances, including accessing capital at any time. Moreover, these bonds are tailored for estate planning and intergenerational wealth transfer, securing the value of your investment for future generations.

Planning Features:

  • Estate planning: Nominate beneficiaries to receive bond benefits on death.
  • Bond Guardian: Designate representative/s to manage your bond in case of incapacity or death.
  • Bond Transfers: Retain tax benefits when transferring the bond to others at any time.

Flexibility:

  • Tax-Free Capital Access: Withdraw capital tax-free for any use, whenever needed.
  • Beneficiary Flexibility: Add or remove beneficiaries at will.
  • Control: You decide how and when to access funds, including for educational costs or other personal expenses.

Futurity acknowledges and pays respect to the past, present and future Traditional Custodians and Elders of this nation and the continuation of cultural, spiritual and educational practices of Aboriginal and Torres Strait Islander peoples.

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Contact Us

1300 345 456

Education Bond
  • Investment Options
  • Investing in Education
  • Estate Planning
  • Tax Benefits
  • Fund Fact Sheets
Resources
  • Cost of Education Resources
News
Education Bond
  • Investment Options
  • Investing in Education
  • Estate Planning
  • Tax Benefits
  • Fund Fact Sheets
Resources
  • Cost of Education Resources
News
News
About Us
  • Governance
  • FAQS
Contact Us

1300 345 456

About Us
  • Governance
  • FAQS
Our Team
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  • Complaints Policy
  • General Advice Disclaimer
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Copyright © 2025 Futurity Investment Group Ltd ACN 087648879 — All Rights Reserved

 

The information in this website contains general advice only and does not take into account your objectives, financial situation or needs. Before you act on any advice in this website please consider whether it is appropriate to your personal circumstances. You should also read the relevant Product Disclosure Statement and download the Application Form which are both available on our website, or you can obtain a copy by calling us on 1300 345 456.

Product issuer and finance provider is Futurity Investment Group Limited, ACN 087648879, AFSL 236665, ACL 236665.