More than education!
Our bonds offer wealth and estate planning security for your clients
As a financial adviser, you're focused on helping clients feel confident in reaching for a better tomorrow. When preparing a financial plan, you’re the expert in weighing up how multiple needs and goals can be achieved with each investment.
Flexibility and choice, tax effectiveness and savvy intergenerational estate planning features often rising to the top of must-haves in your client’s investment mix.
That’s why a Futurity Education Bond might be the smart, simple and secure investment to add to your clients portfolio. Because our bonds are about so much more than education. We’re committed to providing your clients with a unique product that helps meet their multiple needs in one convenient and simple to administer bond.
Education Bonds have significant taxation benefits and can deliver superior “after-tax” investment outcomes against... other investment types. They’re the most tax effective investment alternative to super, but with the flexibility to withdraw at any time for any purpose.Read more
Given many Wills are contested, having investments that operate outside of the proceeds of a Will can be a smart... choice. Our Education Bonds enable your clients to make ‘Will-like’ tax-effective inheritances so Bond proceeds are distributed to chosen nominees on a tax-free basis and in line with your wishes.
A Bond Guardian can also be appointed to carry out your client’s wishes should they die or become incapacitated.
You have the discretion to add and remove education beneficiaries across family and friends at any time.
Plus our... future activated transfer feature allows you to achieve flexible intergenerational wealth transfers without tax implications.
Focus on choice
Our bond range offers a wide investment choice with 22 different options from Australian and International leading... fund managers. With both active and passive styles represented, and a choice of sector-specific options or pre-set diversified options for set-and-forget investing.Read more
Why choose an education bond over an investment bond?
An education bond offers all the same benefits as a traditional investment bond, with the added benefit of additional features you and your clients will love.
A $40 billion dollar opportunity
More than $40billion a year is spent on education from private sources. So when you stop to think about it, there’s a pretty good chance your clients are going to be faced with this rising cost for their children and grandchildren.
So adding an education bond into their investment mix can help give them benefits they won’t find elsewhere.
Because unlike other child or education purposed investment and savings products, our bonds offer an unrivalled level of flexibility. Including the ability to:
- access capital tax free at any time for any purpose
- access the education tax benefit
- add or remove beneficiaries at any time
- add a Bond Guardian
Making your life as an adviser easier
As much as your primary goal is to provide the best investment options for your client, it doesn’t hurt when the investment provider makes your life a little easier too, with a convenient and simple to administer bond.
We know for financial investment advisers, anything that can save you time and effort is a win-win. Because our bonds can be adjusted to meet the needs of your clients as their circumstances change, you’ll save having to change to separate investments down the track.
Plus our bonds are flexible enough to cover a range of your clients goals all in one. Such as intergenerational life events from children’s and grandchildren’s education, family trusts, wealth transfers, and effective estate planning. It’s like the Swiss Army knife of investing really.
Sign up for access to our Adviser Portal by contacting us today
The Adviser Portal contains valuable resources such as technical product information, case studies, sample SOA’s and more.
You can also initiate and track applications as well as view details of your existing clients’ holdings.
Contact our dedicated Business Development team today
To learn more about Education Bonds, contact our specialised Business Development team.
Futurity BDM team